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SBI YONO App Extends UPI Payment Capabilities to Non-SBI Accountholders

SBI has extended the availability of its YONO app for UPI payments to customers of any bank, thereby broadening the reach of digital payments and fostering financial inclusion.

SBI YONO, a groundbreaking mobile app by the State Bank of India (SBI), has introduced a remarkable feature that allows non-SBI accountholders to make UPI payments using popular digital payment platforms such as Google Pay and Paytm.

This development expands the convenience and accessibility of the SBI YONO app to a broader user base, enabling seamless digital transactions for individuals across various banks.


The State Bank of India (SBI) has revolutionized the banking experience with its innovative SBI YONO app, which now enables non-SBI accountholders to enjoy the benefits of UPI payments. Previously limited to SBI customers, this game-changing feature opens up new avenues for digital transactions for individuals across multiple banks.

With the integration of popular digital payment platforms like Google Pay and Paytm, the SBI YONO app has become even more versatile and user-friendly. Non-SBI accountholders can now leverage the convenience and security offered by these widely used platforms to make UPI payments effortlessly.

This new development is a significant step towards achieving the government’s vision of a cashless society and digital economy. By expanding the reach of the SBI YONO app, more individuals can embrace the convenience and efficiency of digital transactions.

To make UPI payments through the SBI YONO app, non-SBI accountholders can follow a simple registration process. After installing the app on their smartphones, they need to create a YONO ID and link their bank accounts to the app. Once the setup is complete, they can seamlessly initiate UPI transactions using their preferred digital payment platform, be it Google Pay or Paytm.

The advantages of using the SBI YONO app for UPI payments are numerous. Users can enjoy a unified interface that consolidates their accounts across different banks, making it easier to manage and track their finances.

Additionally, the app’s robust security features ensure that transactions are protected against unauthorized access, giving users peace of mind while conducting digital transactions.

The SBI YONO app’s expansion to non-SBI accountholders marks a significant milestone in enhancing financial inclusion and digital banking services in India. By enabling users from various banks to enjoy the benefits of UPI payments, the app empowers individuals to embrace the convenience and efficiency of digital transactions, fostering a more inclusive and advanced banking ecosystem.

In conclusion, the SBI YONO app’s latest update, allowing non-SBI accountholders to make UPI payments using platforms like Google Pay and Paytm, is a remarkable development.

This move expands the app’s reach and brings the convenience of digital transactions to a wider audience, contributing to the government’s vision of a cashless economy. With its user-friendly interface and robust security features, the SBI YONO app continues to be a game-changer in the world of digital banking.

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