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HomeFinanceWithdraw Rs 10,000 despite having zero balance, here's how: PM Jan-Dhan Yojana

Withdraw Rs 10,000 despite having zero balance, here’s how: PM Jan-Dhan Yojana

The PM Jan Dhan scheme holds back nothing for the minimized and the oppressed individuals.

Account holders of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) can use various monetary benefits as well as approaching all financial administrations. The Pradhan Mantri Jan-Dhan Yojana, which intends to advance monetary incorporation, was presented by PM Narendra Modi on August 15, 2014, during his Independence day speech.

It was likewise sent off on August 28, 2014. The objective of this public drive is to ensure that everybody may moderately get to monetary administrations like banking, settlement, credit, protection, and benefits.


Holders of Pradhan Mantri Jan-Dhan Yojana accounts are qualified for an overdraft (OD) limit in this zero balance account of up to Rs 10,000. Before being raised to Rs. 10,000, as far as possible was Rs. 5,000. Unlimited overdraft up to Rs 2,000 is advertised.

Your Jan Dhan account should be open for something like a half year to utilize the overdraft highlight; any other way, you can get up to Rs 2,000. Moreover, the most extreme age for an overdraft was raised from 60 to 65 years of age.

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), and Micro Units Development & Refinance Agency Bank (MUDRA) plans are accessible to PMJDY accounts.

Source

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