New Delhi: If you have not opened PM Jan Dhan account, then get it opened right away. Under the Pradhan Mantri Jan Dhan Yojana, the quantity of bank accounts on zero balance is currently expanding.
Account holders get numerous facilities in the accounts opened under this. Regardless of whether you have balance in your bank account, you can pull out up to Rs 10,000 from this account. Aside from this, the facility of Rupay Debit Card is given, through which you can pull out cash from the account and can likewise make buys.
Scheme began in 2014
It is actually quite significant that Prime Minister Narendra Modi had declared the send off of Jan Dhan Yojana in his Independence Day address in 2014. This plan was begun on August 28 this year.
Under this plan, by January 6, 2021, the complete number of Jan Dhan accounts expanded to 41.6 crore. The government sent off the second form of this plan in 2018 with additional elements and advantages.
Numerous facilities available
- Under the Jan Dhan Yojana, the account of a kid below the age of 10 years can likewise be opened.
- On opening an account under this plan, you get Rupay ATM card, mishap protection front of Rs 2 lakh, life front of Rs 30 thousand and interest on the deposit sum.
- You likewise get the facility of overdraft of 10 thousand on this.
- This account can be opened in any bank.
- In this you don’t need to keep up with least balance
- accounts expected to open Jan Dhan account
- To open a Jan Dhan account, you can submit archives that satisfy the prerequisite of
- Know Your Customer (KYC) including Aadhar Card, Passport, Driving License.
- If you don’t have these documents, then you can open a little account.
- In this, you need to fill oneself validated photo and your mark before the bank official.
- You need to pay no sort of expense or charge to open a Jan Dhan account.
- Any individual of the age of 10 years or more can open this account.
