Are you frequently interrupted in the middle of an online transaction using Google Pay, Paytm, PhonePe, or another UPI payment service? Well, a USSD-based mobile banking service called *99# might be what you need. Even if you don’t have an internet connection, you can use this service to send and request money, change your UPI PIN, and check your account balance.
Banking services are available to everyone in the country through *99#, which is offered by 83 major banks and 4 telecom service providers and is available in 13 languages, including Hindi and English. You can set it up and use it to make UPI payments offline:
Dial *99# on your smartphone or feature phone with the same phone number that is linked to your bank account to set up offline UPI payments. Pick your ideal language and enter your bank name.
After that, a list of bank accounts that are linked to your number will be displayed to you; simply select the one you want to use by selecting the appropriate option. Finally, enter the expiration date and the last six digits of your debit card.
When you’ve effectively set up *99#, you can make UPI installments without an internet connection. To send money, dial *99# on your phone and enter the recipient’s UPI ID, phone number, or bank account number after selecting your preferred option. The amount and your UPI PIN will then be entered. Once you’ve completed the process, your payment will be made, and you’ll be charged a maximum of Rs. 0.50 per transaction for using the *99# service. The current upper limit on this service is Rs. 5,000 per transaction.
By following these straightforward advances, you can now make UPI installments even without an internet connection, giving you inward feeling of harmony and it are never hindered to guarantee that your exchanges.
