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HomeFinanceLIC issues Credit Card, know the benefits of this card here

LIC issues Credit Card, know the benefits of this card here

If you are a LIC Policyholder and agent of Life Insurance of India (LIC of India), then you can get Mastercard free of charge. As a matter of fact, LIC CSL has recently given Rupay Credit Card in association with IDBI Bank.

Lic Credit Card Apply, Lumine Platinum Card, Eclat Select Card, Benefits: If you are a Policyholder of Life Insurance of India (LIC of India) and an agent, then, you can avail credit card for free.. All things considered, LIC CSL has recently given Rupay Credit Card in association with IDBI Bank.

Which has been named Lumine Card and Eclat Cards Credit Card. As of now, this credit card is just for LIC agents, members and Policyholders. Further, there is an arrangement to give this to the overall population too.


There are many advantages of this credit card. If you pay LIC premium, twice reward point will be given. Aside from fuel surcharge on filling petroleum, numerous different facilities are likewise accessible in these cards.

LIC and IDBI Bank have mutually sent off both these credit cards. The first is LIC CSL Lumin Platinum Credit Card and the second is LIC CSL Eclat Select Credit Card.

What are the advantages of LIC’s Lumin and Eclat Visas

Maximum credit limit is given to the Lumin and Eclat cardholders.
Lumin card holders get 3 Delight Points as a prize when they spend Rs.100.
Eclat Credit Card acquires 4 Delight Points for each 100 spends.
If the cardholder pays LIC premium with this, twice as remuneration focuses. That is, six to eight award focuses for each Rs.100.
Free parlor access at homegrown and global air terminals is likewise given to LIC IDBI Eclat card holders.
Assuming you do an exchange of Rs at least 400 through these cards, then, at that point, one percent refund is given as fuel surcharge.
If you do an exchange of more than 3000, you can without much of a stretch believer it in simple portions for example EMI.
Interestingly, there is neither any handling expense nor dispossession charge.
Assuming that you need, you can change over your sum into EMI of 3, 6, 9 or a year according to your prerequisite.
Accident Insurance additionally covers these credit cards. That is, if there should be an occurrence of incidental or typical demise of the cardholder, the advantage of other appealing insurance inclusion including cover, credit safeguard cover and zero lost card is likewise given to the candidate.
Notwithstanding, this advantage will be accessible provided that there has been a card exchange before 90 days from the insurance guarantee on your card.
You likewise get Welcome Bonus Points for utilizing this card. Welcome Bonus Delight Points of 1000 or 1500 are given on the off chance that you spend Rs 10000 inside 60 days from the day you get the card. Which you can recover to purchase way of life things.
Interestingly, neither it has any joining expense nor yearly charge is to be paid for it.
If you are getting a card made in your name, you can get two more extra cards made in future.
Subsequent to making the card for yourself, you can add some other individual in the family to it. It likewise doesn't cause any extra charges.
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