New Delhi. The account holders of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) gives you a few monetary advantages alongside all inclusive admittance to banking administrations.
The Pradhan Mantri Jan-Dhan Yojana was declared by Prime Minister Narendra Modi in his Independence Day address on August 15, 2014, and was at the same time sent off on August 28, 2014, to encourage monetary consideration.
This public mission was sent off to guarantee individuals approach monetary administrations, to be specific, banking, settlement, credit, protection, benefits in a reasonable way.
Benefit overdraft (OD) facility up to Rs 10,000 on Pradhan Mantri Jan-Dhan account
Pradhan Mantri Jan-Dhan Yojana account holders can get an overdraft (OD) office up to Rs 10,000 in this zero equilibrium account. As far as possible was before Rs 5,000, which was then multiplied to Rs 10,000.
Overdraft upto Rs 2,000 is accessible without conditions. To profit the overdraft office, your Jan Dhan record ought to be something like a half year old, else you can get overdraft of up to Rs 2,000. There has likewise been an expansion in upper age limit for overdraft from 60 to 65 years.
PMJDY accounts are qualified for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development and Refinance Agency Bank (MUDRA) scheme.
