ICICI Bank is currently offering extra interest rate of 0.10 percent per annum on its exceptional plan for senior residents — Golden Years fixed deposit (FD). This is far beyond the current extra pace of 0.50 percent per annum on unique FD rates. This plan is accessible till October 7, 2022.
ICICI Bank’s Golden Years fixed deposit scheme is accessible for the tenure of over five years and as long as 10 years.
Prior, the extra premium was 0.20 percent per annum for ICICI Bank Golden Years FD.
This extra pace of interest is pertinent on new stores as well as on restorations during the time of the plan. It is pertinent on a solitary fixed deposit of not as much as Rs 2 crore.
If any deposit opened or restored under this plan is rashly removed/shut on or following five years and at some point, the reformatory rate material is 1.10 percent
If any FD opened or recharged under this plan is rashly removed/shut before five years and at some point, the predominant untimely withdrawal strategy is material.
The wide range of various elements of term stores as well as the agreements related with them are material, unaltered on this plan too, as per ICICI Bank.
This plan was initially sent off in May 2020 yet got stretched out ordinarily because of Coronavirus pandemic.
In another turn of events, ICICI Bank raised their FD interest rates on September 30 in wake of Central bank climbing repo rate. The bank is presently offering interest rates in the scope of 3% to 6.10 percent for overall population.
Here are the most recent FD rates presented by ICICI Bank:
| Maturity days | Interest rates for general public | Interest rates for senior citizens |
| 7 days to 14 days | 3.00% | 3.50% |
| 15 days to 29 days | 3.00% | 3.50% |
| 30 days to 45 days | 3.50% | 4.00% |
| 46 days to 60 days | 3.50% | 4.00% |
| 61 days to 90 days | 3.50% | 4.00% |
| 91 days to 120 days | 4.25% | 4.75% |
| 121 days to 150 days | 4.25% | 4.75% |
| 151 days to 184 days | 4.25% | 4.75% |
| 185 days to 210 days | 4.90% | 5.40% |
| 211 days to 270 days | 4.90% | 5.40% |
| 271 days to 289 days | 4.90% | 5.40% |
| 290 days to less than 1 year | 4.90% | 5.40% |
| 1 year to 389 days | 5.70% | 6.20% |
| 390 days to < 15 months | 5.70% | 6.20% |
| 15 months to < 18 months | 5.70% | 6.20% |
| 18 months to 2 years | 5.70% | 6.20% |
| 2 years 1 day to 3 years | 5.80% | 6.30% |
| 3 years 1 day to 5 years | 6.10% | 6.60% |
| 5 years 1 day to 10 years | 6.00% | 6.60% |
| 5 Years (80C FD) – Max to `1.50 lac | 6.10% | 6.60% |
