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Here’s how you can make UPI payment without GooglePay, Paytm, PhonePe or an active internet connection.

Here is a step by step process for assist you with making UPI transactions without active internet connection.

Brought together Payments Interface or UPI is one of the most utilized computerized payment techniques the nation over nowadays. Launched in 2016 by the NPCI, UPI is gradually turning into a center of monetary exchanges in India. The payment techniques got a significant push during the COVID-19 pandemic as everybody was attempting to make contactless payments.

Since its launch, a few significant tech monsters have carried out committed stages to make UPI transactions more straightforward for clients. In any case, there is a legend connected with UPI that it isn’t practical without a functioning web association. Be that as it may, as we referenced, it is a legend. Cash can be sent and gotten utilizing simply a UPI ID and PIN without a functioning web association. The payments can be made by utilizing a mobile number or virtual payment address.


Recently, another UPI 123Pay task was revealed by the Reserve Bank of India (RBI) and National Payments Corporation of India (NPCI) to simplify it for the “40 crores” include telephone clients to make computerized payments without an internet connection.

A client can quickly move cash using the Unified Payments Interface (UPI) administration because of the new component UPI 123Pay. One can play out different transactions using this capacity and different procedures. As per the NPCI’s true site, these incorporate reaching an IVR (Interactive Voice Response) number, utilizing an application on a component telephone, utilizing a missed call-based approach, and nearness sound-based payments.

Anybody can pay for FAST Tags for vehicles and other service bills utilizing the 123Pay capability. Utilizing their enrolled cellphone number, one can undoubtedly check the balance of their UPI account. Moreover, the NPCI has made a hotline number accessible for calls 24 hours every day. Clients can without much of a stretch check for computerized payments and different requests by going to www.digisaathi.info or by calling 14431 and 1800 891 3333.

Instructions to send payments through UPI without an internet.

One just has to stick to a couple of fundamental stages to finish the UPI payment process. The UPI 123Pay element, which can be gotten to through IVR administration, should be utilized for this. Clients would need to connect their telephone number and ledger before they can set up a UPI pin for security.

Step 1: Dial the telephone number “08045163666” as your initial step. To make the UPI pay process simpler for you, you will then, at that point, be incited to pick a language.

Step 2: The subsequent step is to tap the number “1” on your telephone’s keypad to start a cash transfer.

Step 3: When you’re done, you’ll be incited to choose the bank that works with UPI. Clients should then press the number “1” again on their telephone’s keypad to approve the data.

Step 4: Tap “1” once again to finish the transaction, then enter your mobile number and really look at the data.

Step 5: Next, enter the sum you wish to transfer and the UPI pin you recently set.

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