let us tell you that the central government opens a zero balance bank account under the Pradhan Mantri Jan Dhan Yojana (PMJDY-Pradhanmantri Jan Dhan Yojna). In this, numerous different advantages including mishap protection, overdraft office, check book are additionally accessible.
Know how to get 10 thousand rupees
Under Jan Dhan Yojana, regardless of whether there is zero balance in your account, you will get the office of overdraft up to Rs 10,000. This office resembles a momentary credit. Prior this sum used to be 5 thousand rupees. The public authority has now expanded it to 10 thousand.
Here is the standard rule
The most extreme age limit for overdraft office in this record is 65 years. To benefit the overdraft office, your Jan Dhan account ought to be somewhere around a half year old. Assuming not, just overdraft of up to Rs 2,000 is accessible.
What is Jan Dhan Account?
Pradhan Mantri Jan Dhan Yojana (PMJDY) is the most goal-oriented monetary program that guarantees admittance to banking/investment funds and store accounts, settlements, advances, protection, annuity. This record can be opened at any bank office or Business Correspondent (Bank Mitra) outlet. PMJDY accounts are being opened with zero balance.
How to open account?
Under the Pradhan Mantri Jan Dhan Yojana, the account is opened more in open area banks. Be that as it may, assuming you need, you can likewise open your Jan Dhan account in a private bank. In the event that you have some other investment account then you can likewise change it over to Jan Dhan account. Any resident dwelling in India, whose age is 10 years or more, can open a Jan Dhan account.
