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HomeFinanceHere’s how to apply for instant Aadhaar card loan

Here’s how to apply for instant Aadhaar card loan

To get a loan through your Aadhaar card, it is critical to realize your FICO rating.

The Aadhaar card is a significant distinguishing proof report since it is important to follow through with many jobs, including getting school affirmations and opening bank accounts. Nonetheless, very few individuals realize that a similar Aadhaar card can assist you with getting a loan.

With the assistance of your Aadhaar card, you can apply for a personal loan with practically no issue. Many banks, including the State Bank of India, HDFC Bank, and Kotak Mahindra Bank, offer loans to their clients on Aadhaar cards.


It is essential to realize your credit score before you think about this choice. Any client having a FICO rating of more than 750 can undoubtedly apply to get a loan on an Aadhaar card. Eminently, banks charge a low-loan fee in such circumstances.

Most banks and back organizations effectively support personal loans after KYC.

This is the way you can apply for a personal loan by means of Aadhaar card

  1. Visit the bank’s official site to apply for a loan through Aadhaar card. Remarkably, you can apply for a personal loan through the bank’s mobile application as well.
  2. Enter the OTP that you have gotten on your cell phone.
  3. Select the choice for a personal loan
  4. Enter the advance sum and other vital data alongside your introduction to the birth date and address.
  5. Then, you need to transfer a duplicate of significant personality reports like PAN card and Aadhaar card.
  6. When the banks cross-check the subtleties presented by you, they will support your loan.

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