My daughter is 21 years old and is financially dependent on me. She has no income of her own. She is studying in USA since 2021 and thus is an NRI. She has a savings bank account in India. She also has PAN and Aadhaar. I understand NRIs cannot avail deduction under section 80C for tax savings. I would like to transfer some of my income to her savings bank account and invest in her name and through that account to save on my taxable income and tax outgo. What are the avenues available so that she has zero tax liability and I am able to reduce my tax outgo to the maximum through her?